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Crypto payment infrastructure for people, businesses and AI

Accept crypto payments. Receive them in your own wallet.

Price a payment in USD, EUR, USDT, USDC or another enabled currency. Offer ON_SITE payment in your own checkout or redirect customers to MochiPay HPP. Store plugins and custom API integrations support both; Classic SaaS and dashboard payment links use HPP. Your customer pays directly to your receiving wallet. MochiPay detects the payment and updates your order. No pooled platform balance or T+N payout schedule.

See How to Get Started Create Account
Fiat or crypto pricing Direct-to-wallet settlement Automatic payment detection
Payment Request
ORDER #MP-28471
TRC20
125.00 USDT
Payment address TX8x...M4kP
Confirmations 20 / 20
✓ Payment Completed
API Order created
Chain Payment detected

Accept your first payment, step by step.

Choose your setup. The illustrated guide takes you from registration to a verified payment.

Independent storeWooCommerce · OpenCart 2/3/4 · PrestaShop · Zen Cart · Magento 1/2Follow the setup guide →Developer integrationREST API · PHP Demo · AI applicationsFollow the setup guide →Payment linkCreate a payment link without writing codeFollow the setup guide →Hosted SaaS storeShopyy / Shopoem · Shoplus · Wooshoppaas · FecifyFollow the setup guide →
Customer payments go directly to your wallet. See how it works →
Payment linksShare without posting your wallet address
Store & SaaSConnect independent and hosted stores
API & AIBuild automated payment workflows
One dashboardReview every payment clearly
Built for more than checkout

One payment platform. Many ways to collect crypto.

Use MochiPay anywhere you need a clear payment request, a hosted payment page and an organized record of what was received.

01

Online Commerce

Accept crypto for physical goods, digital products and services.

02

Social Tips

Share a payment link in profiles, posts and messages without publicly posting your wallet address.

03

Crowdfunding

Create trackable payment requests for campaigns and independent projects.

04

Donations

Collect supported crypto for lawful communities, creators and open-source work.

05

One-time Payments

Request payment for invoices, freelance work, consulting or temporary collections.

06

AI Agent Payments

Create and track human-to-AI and AI-to-AI payment workflows through the API.

Explore all use cases
Why MochiPay

Lightweight payments that are quick to start

Start with a payment link, plugin or SaaS connection, then add API automation whenever your workflow needs it.

01

Fiat or Crypto Pricing

Price requests in enabled fiat currencies such as USD or EUR, or in crypto such as USDT and USDC. Payers complete payment with cryptocurrency.

02

Payments Go to Your Wallet

Payments are sent on-chain to your own enabled receiving wallet. Funds do not pass through a third-party payment gateway or custodial payment account.

03

Automatic Payment Matching

MochiPay rotates across your enabled wallets, assigns a small unique payable amount to each open order, then monitors the blockchain and updates the order automatically.

04

Three Easy Ways to Connect

Use a store plugin, create a shareable payment link, connect Classic SaaS or integrate your application through the API.

05

Built for Real Payments

Collect for goods, services, tips, fundraising or one-time requests while keeping descriptions and transaction records together.

06

Lightweight by Design

Start with only the features needed to collect crypto, while retaining clear order records, transaction hashes and integration options.

Choose your path

Three simple ways to start collecting payments

Use the route that matches your needs today. You can enable the others later from the same MochiPay account.

01

Independent Store

Install a supported plugin and let customers choose the payment asset and network during checkout.

  1. Register
  2. Subscribe
  3. Create wallet
  4. Generate API key
  5. Install and configure plugin
  6. Accept payments
View store integrations →
02

Payment Link

Create a crypto payment request in the dashboard, then share the hosted link in social media, chat, email or an invoice.

  1. Register
  2. Subscribe
  3. Create wallet
  4. Create an order
  5. Copy and send the link
  6. Accept payment
Create a MochiPay account →
03

Custom API

Integrate payment creation and status queries into websites, applications, automation tools or AI agents.

  1. Register
  2. Subscribe
  3. Create wallet
  4. Generate API key
  5. Integrate from the docs
  6. Accept payments
Read API documentation →
Clear payment flow

From payment request to confirmed order

The payer sees what the payment is for, chooses the correct network and follows one clear checkout.

1

Create the order

Your dashboard, store, application or AI workflow creates the payment request.

2

Payer reviews

The payer reviews the description and uses the displayed asset and network.

3

MochiPay detects payment

MochiPay watches the blockchain address and confirmation status automatically.

4

Order updates

The dashboard, API and callback receive the final payment result.

Built for developers

Two endpoints. One clear workflow.

Create a payment order, then query it using the MochiPay order ID or your merchant order ID.

  • API-key authentication
  • JSON request and response bodies
  • Your own order references
  • On-site instructions and HPP URL
Explore API Documentation
Create an order POST
https://mochi.bz/api/v1/orders/create 
{
  "merchant_order_id": "ORDER-20260919-001",
  "amount": 125.00,
  "currency": "USDT",
  "payment_method": "USDT_TRC20",
  "product_type": "PHYSICAL"
}
Query an order GET
https://mochi.bz/api/v1/orders/query
Direct on-chain settlement

Payments enter your own wallet

MochiPay rotates across your active receiving wallets and matches each exact payable amount to its order. The payment is sent directly to one of your enabled receiving wallets instead of passing through a third-party payment processor.

✓ Direct payment to your wallet
✓ Exact-amount order matching
✓ No third-party payment custody
✓ Server-side wallet protection
Product updates

What’s new in MochiPay

Follow the latest platform improvements, integrations and payment tools.

View all updates
IMPROVED

Expanded payment use cases

Added clearer paths for social tips, crowdfunding, donations, one-time collections and AI payment workflows.

Read update →
NEW

11 plugins. Two checkout modes.

Independent English ZIPs, precise PHP requirements and on-site + HPP for plugins and custom API/PHP development. Classic SaaS uses HPP only.

Read update →
NEW

Revenue reporting by asset

Added separate asset summaries for customer payments and platform subscription revenue.

Read update →
Ready to start?

Start accepting crypto with MochiPay.

Create a MochiPay account, choose how you want to connect and issue your first payment request.

Create Account View Pricing